Like most credit card holders I am sure you are carrying a balance on your credit card. Now to most this is a burden that they would not like to think much about. However, this oversight is possibly costing you HUNDREDS of dollars that you COULD BE saving!

One of the most common and easily found credit card offer is the 0% APR. With this type of credit card, significant savings is possible!

Skeptical? Well then read on!

It is best to show this with an example:
Let’s assume you currently owe a balance of $5000 with 14% annual interest rate. This means in 1 year, it will cost you $740 in interest alone. Is this a significant amount to you?

You can easily be saving the money you are spending on interest rate payments!

If you transferred the balance of $5000 to credit card that offered 0% APR balance transfers, you would not be spending the additional $740 for high interest rate payments. Instead, you could use the money to help pay off your debt. In our example it would reduce your balance to $4260 whereas with your previous card you would be owing $5740.

In this example, by switching to a 0 APR credit card, it offered a $1500 difference in the credit card balance and resulted in $224 savings in interest payments until the 0% APR credit card offer expired.

Once the 0% APR offer expires, you should repeat the process and transfer to another credit card offering 0% ARR interest and no fee balance transfers. To accomplish this, you need to be sure that you maintain your credit card score.

Continuing with our example, let’s assume that the credit card offer has just expired leaving me with a $4260 balance. If the interest rate was not reset to 14%, the interest payments would be $636 OR you could repeat the process and transfer to another credit card thereby reducing your debt again to $3624.

Using this method you will save money and reduce your debt.

In this example by using the 0 balance transfers, I saved $1400 and can use that money to reduce my debt payments by $1400. This doesn’t include your usual payment or any additional payments that you could be making. With additional payments, you can help exponentially pay off your dept quickly.

In this example if you added $100 per month in additional payments to the money saved in interest for two years, your dept would be nearly reduced to half ($2600). If I had not taken advantage of the 0% APR, my balance at the end of two years would have been $3700 because of the additional $1,100 in interest expenses.

With this debt management strategy, the $5000 dept would take 4 years to pay off, or sooner if you incorporate additional payments. However if I did not it would have taken 6 years, or even longer if I missed payments.

Hundreds of options are available, and huge savings are potential. It is a matter of thinking longer term and paying attention to the details. Take 5 minutes to compare 0 APR balance transfer credit card applications and start saving money that your are currently spending when you don’t have to.

The highly anticipated MacBook Air hit finally stores earlier this year and for most Mac fans, it really does live up to expectations.

With all the press the MacBook Air is getting, it wasn’t going to be long before we at 800HighTech managed to make these available on finance for all Military Service Members and Civilian DoD’s regardless of past debt or bad credit history.

MacBook Air Now Available On Finance From 800HighTech

So why all the hype? For starters the MacBook Air has managed to cram a powerful 1.6GHz (or optional 1.8GHz) Intel Core 2 Duo processor, an 80GB hard disk (or optional 64GB solid-state drive) and Intel GMA X3100 graphics processor into an extremely slim line casing measuring just 0.16 to 0.76 inches, whilst at the same time, still offering the comfort of a full sized backlit keyboard as well as a large 13.3 inch screen.

A couple of things you will immediately notice about the slim design is the absence of an optical disk drive and the reduction of video and audio in’s and out’s. As standard the MacBook Air only comes with a DVI output (which can also support VGA by the use of an included adaptor), one USB port and an audio out. This may seem like a drastic measure to save space but Apple have done their best to compensate for this by incorporating remote disk technology (keep reading for more information about MacBook Air’s remote disk technology works).

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We would like to introduce our new military and government financing partner High Tech Credit, a partner of 800HighTech. Who is High Tech Credit? Well, High Tech Credit was formed by the 800HighTech joining up with the guys who kept CompUSA alive for as long as it did. They left CompUSA after its doors closed and got right to work building up the partner base and delivering the goods under 3rd Coast Marketing LLC. With 800HighTech’s customer base growing, we needed to offer a larger product range and pre-configured computers and laptops at the best possible price for our Armed Forces and Civilian DoD customers. It was also imperative that we continue to provide fast shipping that included overseas military address and combat zones.

Military Armed Forces High Tech Credit Financing

High Tech Credit is offering new best buy computer electronics media with financing for Armed Forces and Civilian DoD government contracted employees. Regardless of adverse credit history, receive bad credit history secured loans for high performance consumer electronics at military discount rates. Low monthly payments and zero money down with allotments through mypay DFAS Mil. All orders are guaranteed approval loans and include free shipping overseas. Shipments to troops stationed CONUS also include express overnight shipping.

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I am sure everyone has heard about it, but what exactly does it meant to have your identity stolen and how much of a threat is it actually.

What is Identity Theft

Identity theft is a catch-all term for crimes involving illegal usage of another individual’s identity. The most common form of identity theft is credit card fraud. While the term is relatively new, the practice of stealing money or getting other benefits by pretending to be a different person is thousands of years old.

According to the non-profit Identity Theft Resource Center, identity theft is sub-divided into four categories:

* Financial Identity Theft (using another’s identity to obtain goods and services)
* Criminal Identity Theft (posing as another when apprehended for a crime)
* Identity Cloning (using another’s information to assume his or her identity in daily life)
* Business/Commercial Identity Theft (using another’s business name to obtain credit)

Identity theft may be used to facilitate crimes including illegal immigration, terrorism and espionage. Identity theft may also be a means of blackmail. There are also cases of identity cloning to attack payment systems, including medical insurance.

How Much of a Threat is Identity Theft to Me?

Surveys in the USA from 2003 to 2006 showed a decrease in the total number of victims but an increase in the total value of identity fraud to US$56.6 billion in 2006. The average fraud per person rose from $5,249 in 2003 to $6,383 in 2006.

Defense Link Article About Military Member Identity Theft Battle

The 2003 survey from the Identity Theft Resource Center found that :

* Only 15% of victims find out about the theft through proactive action taken by a business
* The average time spent by victims resolving the problem is about 40 hours
* 73% of respondents indicated the crime involved the thief acquiring a credit card
* The emotional impact is similar to that of victims of violent crimes

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A complete XBox 360 Package. Xbox 360 sets a new pace for digital entertainment and is regarded as a cutting-edge game system. With integrated high-definition video, DVD movie playback, digital music, photos, and online connectivity into one sleek, small tower it got only better with the release of Halo 3. Halo 3 is included, and featured on this Special Edition XBox 360.

XBox 360 Halo 3 Package Includes:

• XBox 360 Console / Halo 3 Special Edition
• Wireless Remote Controller (Halo 3 Special Edition)
• Wireless Remote Controller (White)
• Halo 3

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Whether you’re buying a new monitor or replacing the display on your existing machine, there are a few points to consider. Technology has progressed quite a lot in the recent years giving users a lot more options when it comes to monitors. First it’s important to know if you require a CRT monitor, an LCD or a new HDTV.

CRT - Cathode Ray Tube Monitors

CRT or Cathode Ray Tube Monitors are big and bulky and have been used in conjunction with PCs for many years. They are relatively cheap compared to newer LCD and HDTV monitors, and are compatible with all PCs. Resolution is high quality and can be changed to suit screen size or the users preferences, but as the signal is analog, CRT monitor will not have a DVI port and therefore will not directly support High Definition. If you have an up-to-date graphics card graphics card you may be able to connect your HD cable, satellite box top or HD-DVD to your computer however you will loose quality as the HD signal is converted into analog to be displayed on the CRT.

LCD - Liquid Crystal Displays

LCD or Liquid Crystal Displays were first produced in the US back in 1972; however it took quite a few years before LCD monitors were available on the consumer market. Over the last 10 years Flat Screen LCD monitors have become increasing popular as they save space and have better options for newer digital connections like HDTV, plus they usually have more audio option for home theater style set-ups. LCD monitors can produce crisper images than CRT monitors but they can only do so in their native resolution. Attempting to run LCD panels at non-native resolutions can result blurriness and multiple kinds of HDTV Blur. In general LCD monitors can not truly display as many colors as a CRT. LCD’s can also cause migraines and eyestrain problems due to flicker from fluorescent backlights fed at 50 or 60 Hz however this quite rare.

Plasma Screen Monitors

Plasma Screen Monitors are commonly used for large TV displays. Plasma Displays were introduced around the same time as LCD monitor but due to the nature of the components; they are the most expensive type of display monitors. They produce a much crisper image at a higher resolution than LCD monitors. They also support a wide array of video and audio connections for digital or analog use. The superior brightness, faster response time, greater color spectrum, and wider viewing angle of a plasma monitor makes them one of the most popular forms of display for HDTV, however recent improvements in LCD technology have narrowed the technological gap.

We have started adding some pretty amazing big LCD and Plasma screens to our stock. To View 800Hightech’s Range of Monitors Available on Finance For Military Service Members, Please Click Here>>>

Specifications to consider when choosing between the different types of monitors:

Resolution: This is the amount of pixels that can be displayed horizontally x vertically. A higher resolution means bigger and better quality graphics. Standard and most easily viewed CRT resolutions are usually:

• 15″-800 x 600 / 1,024 x 76817″
• 17″-1,280 x 1,024
• 19″-1,280 x 1024
• 21″-1,600 x 1,200

Plasma technology enables bigger screens and higher resolutions in excess of 1920 x 1080. LCD screens also come in large sizes but will have a native resolution for optimal viewing.

Refresh rate: The refresh rate is the measurement of the number of times per second the screen is redrawn. This measurement is measured in hertz, the faster the refresh rate the better quality the picture.

Dot Pitch: This measurement is found on most monitors. It defines the amount of space (in millimeters) that separates two adjacent pixels that are the same color, the smaller the Dot Pitch, the sharper the image.

HDTV Compatible: If you’re looking for a monitor to incorporate your full home theater then HDTV compatibility is certainly something you should look for.

Available On Finance From 800HighTech

This eye-catching 17 inch Onyx Blue Metallic laptop has been redesigned with new half-pipe casing and Toshiba imprint on the lid. It’s powered by an Intel Core 2 Duo T5450 1.66GHz processor, 1024MB of DDR2 RAM and the hard drive has a capacity of 80GB.The Media Satellite comes with Windows Vista, the new updated Windows Operating System. Vista is faster, safer and more efficient, if you haven’t tried it out yet then it’s definitely worth a look.

You also get great 3D graphics performance from the Mobile Intel Graphics Media Accelerator (GMA) X3100. This VGA card has 256-bit graphics core running at 400MHz producing high quality graphics, suitable for both corporate and consumer needs.

The sound quality is crisp and clear, thanks to the Harman Kardon speakers and onboard Sound Card Speaker with 5.1 High Definition. Its not often you get good quality sound from a notebook, but the quality from the Media Satellite is noticeably better than most.

Some other features of the Media Satellite include Intel PRO/Wireless (802.11a/b/g), the built-in Ethernet Controller and Fax/Data Modem Sound, Integrated Sound Card Speaker with 5.1 High Definition, 4x USB 2.0 Ports and Firewire and the 17 inch TruBrite Wide Screen (1400 x 900) XGA. Plus this model comes with a carry case to transport your notebook around with less worry.

To View Technical Specifications For The Toshiba Media Satellite, Please Click Here >>>

To Apply for Toshiba Media Satellite On Finance From 800HighTech, Please Click Here >>>

Brains and beauty come together in this amazingly slim, desire-evoking, all-in-one design. Apple’s iMac ‘all-in-one’ has revolutionized the desktop computer, and this season sees a more compact design hot of the selves from Apple. We at 800hightech have recently added three iMacs to our Apple range and they are now available on finance along side the MacBook’s mentioned previously in one of our recent posts.

New iMac Available On Finance From 800hightech

Apple’s iMac ‘all-in-one’ is an extremely powerful machine housed in a striking anodized aluminum frame and glass cover, all the components of the computer (except the mouse and keyboard) are hidden away behind a 20 or 24 inch display screen.

The Apple Keyboard that is supplied with the iMac is equally impressive. Made from an ultra thin anodized aluminum enclosure it features low-profile keys that provide a very crisp, responsive feel and it also has 2 USB 2.0 ports for extra connectivity to external devices.

All our iMac’s come with a 2.40 GHz, Intel Core 2 Duo Core processor, 1024MB’s of DDR2 RAM and a 256MB, ATI Radeon HD 2600 XT graphics card in the higher end models or the HD 2400 XT with 128MB of GDDR3 memory in the less expensive model. Also depending on the model is the size of the hard drive, the iMac comes with either a 250GB hard drive 320GB for those looking for as much space as possible.

Integrated neatly into the iMac screen is a slot-loading SuperDrive, the 8x SuperDrive burns CD’s and DVD’s and also supports double-layer. In true Macintosh style there is no disc tray, you just slide the disc right in.

Behind the screen, Apple has found room from for 3 USB 2.0 ports, one FireWire 400 and one FireWire 800 port. There is also a Mini-DVI output port with support for DVI, VGA, S-video, and composite video connections via adapter.

As standard the iMac comes with the latest 802.11 Wi-Fi networking and Bluetooth technologies. Mac automatically finds networked computers under your roof whether they’re wireless or wired. Use Bluetooth to communicate wirelessly with PDAs, keyboards, mice, and other devices or use a preferred network to play your music through a home stereo using an AirPort Express Base Station or an Apple TV.

The built-in iSight camera and microphone enables the user to capture sound and video, applications including iPhoto, iLife, iChat, GarageBand or iMovie help you produce, edit, share or publish to the web, any photo’s, video’s or music you have created or collected. Video chatting is also easy letting you hold audio chats with up to 10 people and video conferences with 3 people.

The iMac comes with whole of other applications including Front Row and the Apple Remote, iTunes + iMac, Safari Internet Browser, Smart Mail and iLife 08, everything you could possibly need for life in the digital age is ready to go out-of-the-box.

Most importantly the iMac is one of the most secure computers available on the consumer market thanks to the Mac OS X and its open source UNIX heritage. Mac OS X was designed for high security, so it isn’t plagued by constant attacks from viruses and malware the way PCs are. The Mac OS X includes FileVault, which protects the information on your Mac from prying eyes with the latest government security standards; secure password and permission management; and Secure Erase to completely eliminate all traces of a file from your hard drive.

There is certainly is a lot to say about the iMac and all its features, if you click to read technical specifications of the iMac all-in-one computer.

If you would like to apply for iMac on finance from 800hightech, If you would like to apply for iMac on finance from 800hightech
Please Click Here>>>

Apple Mac or P.C? The ultimate question when it comes to buying a new desktop or laptop. Those who seek a powerful computer rigged for visual editing and design tend to swing towards a Mac, not only does the architecture of displays and interfaces suggest Mac’s are geared towards design, even the Operating System is well composed and innovative. We at 800hightech have a range of new MacBook’s and MacBook Pro’s available on finance for all those choosing to ditch their glitching P.C and take a step in Apple’s world.

MacBook Available On Finance

First up is the 13.3 inch widescreen MacBook, this powerful little notebook comes with Intel Core 2 Duo processors running at speeds of up to 2.2GHz. RAM comes in the form of either 1024MB-DDR2 or 1GB 2x SO-DIMM with support up to 4GB, and all models pack a performance-enhancing 4MB of shared L2 cache plus host of new innovative features including:

• Intel Graphics Media Accelerator 950
• 8x SuperDrive (DVD+R DL/DVD±RW/CD-RW)
• A built-in iSight camera
• FireWire 400 and two USB 2.0 ports
• Dual-display support
• AirPort Extreme 802.11n Wi-Fi - Automatically detects wireless networks within range and asks nicely if you’d like to join any of them.
• Bluetooth - Connect wirelessly to Bluetooth-enabled peripherals or connect to the Internet via your mobile phone.
• MagSafe Airline Adapter - Out of power in flight? Plug your MacBook into the new MagSafe Airline Adapter and get back to work (or play).
• iLife ‘08 - An amazing suite of applications that make it easy to live the digital life.
  • iPhoto - share entire high-res photo albums with anyone who’s got an email address.
  • GarageBand - Record your own songs and podcasts
  • iMovie and iDVD - Break into indie filmmaking!
  • iWeb Share - anything on the web with just one click
  • Photo Booth and iMovie - creating the best of your iSight photos or video.
  • iWeb - Share anything on the web with just one click
  • Front Row - Navigate your movies, music, photos, and more at the touch of the included Apple Remote, turn your notebook into a multi media center.

Available in bright white or sleek black, our MacBook’s come with 80GB, 120GB or 150GB hard drives however if you need to carry around more data, MacBook’s can be upgraded to 250GB.

The MacBook has been designed with every modern day task in mind, we have 3 available on finance, however if you need to take it one step further, perhaps you’ll find what your looking for in the MacBook Pro. To Apply For MacBook On Finance From 800hightech, Please Click Here>>>

MacBook Pro Available On Finance UPDATED

Click Here To View The Previous Post on The Apple MacBook Pro
The new MacBook Pro has taken all the quality features or the MacBook and upgraded certain specifications to create “Ultimate speed, performance, and connectivity. To go.”

MacBook Pro’s are available in 15- and 17-inch models. The 15-inch model has a mercury-free, power-efficient LED-backlit display and the 17-inch model has an optional 1920-by-1200-pixel display.

Only one inch thin and 5.4 and 6.8 pounds, respectively, the 15- and 17-inch MacBook Pro models are among the thinnest, lightest notebooks in their display class.

Our MacBook Pro’s are packed with 150GB hard drives, with upgrade option of up to 250GB. The ATI Mobility Radeon X1600 or the wickedly fast NVIDIA GeForce 8600M GT 512MB graphics card takes care of even the most detailed visual tasks. Ram weighs in at 2048MB PC5300 667Mhz DDR2 with support up to 4GB.

For connectivity the MacBook Pro has 1x FireWire 400, 1x FireWire 800, 2x USB and an ExpressCard/34. It also packs HDTV support via the DVI port.

The MacBook Pro is certainly one of the most powerful notebooks available on the market today. If you haven’t though about making the switch from P.C to Mac, one little test run on this delightful computer will definitely change your mind.

To Apply For MacBook Pro On Finance From 800hightech, Please Click Here>>>

From Nov. 1 until Nov. 31, 2007 we are offering FREE iPod Shuffles with every order! All orders must be made no later than Nov. 31, 2007 to receive an iPod.

Canon never fails to impress and have always been on of the leading brands in analogue and digital photography. With box office movies generating more money than ever and websites like Google video and YouTube being stacked with home made movies and clips, it is not surprising that the demand for affordable high quality camcorders has risen. Whether you are looking unbeatable image quality or simply just a user friendly unit to use for your home movies, Canon have a range of cameras to suit everybody’s needs.

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Lets review some more great additions to our digital camcorder selection. We recently added some of the newest Sony Video Cameras for Financing and cover all options and styles. Sony is renowned for its sleek design, high quality, and leader in the technology industry.

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We at 800HighTech have just extended our Digital Video Camcorder arsenal and added five new top end video camcorders from Panasonic which are now available for finance. We selected cameras that would appeal to a wide spectrum of video enthusiasts.

On deployment to some far off land, having a camera that is compact and and all in one is necessary. However, we also wanted to make available the latest and greatest camcorders on the market as well. For those who have a true interest in creating movies, we have the equipment you need.

The internet has expanded rapidly with the popular trend of displaying your videos for the world to see. YouTube is apart of our everyday vocabulary and almost a daily visit for most users.

Creating videos that capture your travels and being able to present them professionally to family and friends back home is a great hobby to take on. Start advancing your part time career as a director with these hot video camcorders.
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With a few new additions to 800hightech digital camera range, I thought we would take some time to take a look at what Nikon digital cameras have to offer for those interested in photography. Nikon has long been a leader in photography and still remains a professional camera brands in the digital photography realm. Nikon produces a wide range of cameras to suit everyone’s needs. We at 800hightech have selected and made available three different models, the compact digital CoolPix P5000, the D40x Digital SLR and the D80 Digital SLR, which are ideal for military members who are interested in photography and cover technical ranges from beginner to professional.

Digital SLR Cameras

A digital single-lens reflex camera (digital SLR or DSLR) is a digital camera that operates on the same optical and mechanical principles as a modern electronic autofocus 35mm film single-lens reflex camera. The key difference is that the film is replaced with a CCD or CMOS image sensor plus accompanying electronics, thus creating images digitally in-camera, without the need to first chemically develop a latent image on film.

We will explore advance Nikon Digital SLR and SLR-like Cameras. The Nikon CoolPix 5000 is a SLR-like Digital Camera, while the Nikon D40X and the Nikon D80. Considering taking up or enhancing your photography hobby? Here are some new cameras that will take your photography to a new level that takes advantage of the newest digital photo technology!

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