Like most credit card holders I am sure you are carrying a balance on your credit card. Now to most this is a burden that they would not like to think much about. However, this oversight is possibly costing you HUNDREDS of dollars that you COULD BE saving!

One of the most common and easily found credit card offer is the 0% APR. With this type of credit card, significant savings is possible!

Skeptical? Well then read on!

It is best to show this with an example:
Let’s assume you currently owe a balance of $5000 with 14% annual interest rate. This means in 1 year, it will cost you $740 in interest alone. Is this a significant amount to you?

You can easily be saving the money you are spending on interest rate payments!

If you transferred the balance of $5000 to credit card that offered 0% APR balance transfers, you would not be spending the additional $740 for high interest rate payments. Instead, you could use the money to help pay off your debt. In our example it would reduce your balance to $4260 whereas with your previous card you would be owing $5740.

In this example, by switching to a 0 APR credit card, it offered a $1500 difference in the credit card balance and resulted in $224 savings in interest payments until the 0% APR credit card offer expired.

Once the 0% APR offer expires, you should repeat the process and transfer to another credit card offering 0% ARR interest and no fee balance transfers. To accomplish this, you need to be sure that you maintain your credit card score.

Continuing with our example, let’s assume that the credit card offer has just expired leaving me with a $4260 balance. If the interest rate was not reset to 14%, the interest payments would be $636 OR you could repeat the process and transfer to another credit card thereby reducing your debt again to $3624.

Using this method you will save money and reduce your debt.

In this example by using the 0 balance transfers, I saved $1400 and can use that money to reduce my debt payments by $1400. This doesn’t include your usual payment or any additional payments that you could be making. With additional payments, you can help exponentially pay off your dept quickly.

In this example if you added $100 per month in additional payments to the money saved in interest for two years, your dept would be nearly reduced to half ($2600). If I had not taken advantage of the 0% APR, my balance at the end of two years would have been $3700 because of the additional $1,100 in interest expenses.

With this debt management strategy, the $5000 dept would take 4 years to pay off, or sooner if you incorporate additional payments. However if I did not it would have taken 6 years, or even longer if I missed payments.

Hundreds of options are available, and huge savings are potential. It is a matter of thinking longer term and paying attention to the details. Take 5 minutes to compare 0 APR balance transfer credit card applications and start saving money that your are currently spending when you don’t have to.

We would like to introduce our new military and government financing partner High Tech Credit, a partner of 800HighTech. Who is High Tech Credit? Well, High Tech Credit was formed by the 800HighTech joining up with the guys who kept CompUSA alive for as long as it did. They left CompUSA after its doors closed and got right to work building up the partner base and delivering the goods under 3rd Coast Marketing LLC. With 800HighTech’s customer base growing, we needed to offer a larger product range and pre-configured computers and laptops at the best possible price for our Armed Forces and Civilian DoD customers. It was also imperative that we continue to provide fast shipping that included overseas military address and combat zones.

Military Armed Forces High Tech Credit Financing

High Tech Credit is offering new best buy computer electronics media with financing for Armed Forces and Civilian DoD government contracted employees. Regardless of adverse credit history, receive bad credit history secured loans for high performance consumer electronics at military discount rates. Low monthly payments and zero money down with allotments through mypay DFAS Mil. All orders are guaranteed approval loans and include free shipping overseas. Shipments to troops stationed CONUS also include express overnight shipping.

(Click Here To Read More…)

I am sure everyone has heard about it, but what exactly does it meant to have your identity stolen and how much of a threat is it actually.

What is Identity Theft

Identity theft is a catch-all term for crimes involving illegal usage of another individual’s identity. The most common form of identity theft is credit card fraud. While the term is relatively new, the practice of stealing money or getting other benefits by pretending to be a different person is thousands of years old.

According to the non-profit Identity Theft Resource Center, identity theft is sub-divided into four categories:

* Financial Identity Theft (using another’s identity to obtain goods and services)
* Criminal Identity Theft (posing as another when apprehended for a crime)
* Identity Cloning (using another’s information to assume his or her identity in daily life)
* Business/Commercial Identity Theft (using another’s business name to obtain credit)

Identity theft may be used to facilitate crimes including illegal immigration, terrorism and espionage. Identity theft may also be a means of blackmail. There are also cases of identity cloning to attack payment systems, including medical insurance.

How Much of a Threat is Identity Theft to Me?

Surveys in the USA from 2003 to 2006 showed a decrease in the total number of victims but an increase in the total value of identity fraud to US$56.6 billion in 2006. The average fraud per person rose from $5,249 in 2003 to $6,383 in 2006.

Defense Link Article About Military Member Identity Theft Battle

The 2003 survey from the Identity Theft Resource Center found that :

* Only 15% of victims find out about the theft through proactive action taken by a business
* The average time spent by victims resolving the problem is about 40 hours
* 73% of respondents indicated the crime involved the thief acquiring a credit card
* The emotional impact is similar to that of victims of violent crimes

(Click Here To Read More…)

After our Email fiasco by Jerry Hart Creative Marketing Email Scam, we sent out our first internal newsletter. We focused it on delivering helpful and entertaining articles that made it big on our blog or on other websites that our Military customers may appreciate. Most of our customers do not realize we have a blog and was a double plus.

I will include a link on the home page to our newsletter archives that will catalog our Newsletter, not including Jerry Hart terrible Email. This will allow you to keep track of our Emails, submit your thoughts, and refer to links or articles later on. I think this will also be helpful for users who may accidentally delete or may not receive the newsletter due to spam filters.

Email boxes are constantly attacked and quickly filled from spam, so if you decide that you do not want one more newsletter added to your Email inbox, you can access it via the website. You can unsubscribe at anytime via a newsletter or from your 800HighTech customer account or when you register. We will announce all new Emails Newsletters here on the blog and post a link to it (See Below for this month’s newsletter link).

I have titled our new newsletter “HighTech Edge”. I was considering keeping it a consistent layout, so it would be easier to find the information you want but in the end decided against it. I will not feature ads, promotions, or products in the Email unless we are running a really hot deal. It is not our intent to use the newsletter to push our sales, but to increase our communication with our customers and give them the edge over other geeks on IT information that is actually useful!

We have a high ratio customers return and we have spent years improving our customer image. We depend on you all to help us improve, and keep us above the competition.

Click to View the HighTech Edge Newsletter Catalog

Click to View the HighTech Edge January 2008 Issue: 1-1

After a long road and unsuccessful launches we are offering to cut our loses and sell www.1Replica-Watches.com. This website was originally ordered for a British customer who was interested in setting up a shop to sell generic replica watches along with fashionable designer watches online. They were unable to work out their payment structure even though they had a reputable provider. In the end the canceled the project tried to recover by transforming the E-commerce site into a watch blog.

This domain is now available to bid on at EBay. Click Here to Bid on This Domain

The blog was semi-successful in that it was able to increase the Google Page Rank to 2 and pick up higher rankings in the search engines. We are now offering bidding on this domain that includes the website blog as well. It is in the process of being appraised and we will publish this as soon as it becomes available.

Click Here if You would like to bid on the www.1replica-watches.com domain and website with admin CMS section by WordPress 2.3.1 at GoDaddy Domain Auction!

Benefits of This Domain Name:

• SEO Optimized URL with Keywords
• Appears First in Alphabetic Listing Directories
• Google Page Rank 2
• Established in Directories and Search Engines
• Weblog Included; Earn Money By Doing Paid Reviews and Selling Ad Space
• Perfect URL for Sales of Designer Brand Name Watches and Replica Watches
• A .com Domain Suffix

Storage and disk space have always been a problem since computers were first invented. Organizing files, creating compilation music CDs, cataloging your movie collection, and backing up your files that you hope will be available when you need them; all consume large amounts of your vital virtual reality. Now if that wasn’t enough, after we have gone through all the trouble of moving all these files around, we have to make sure we bring the right CD or thumb drive at the time they are needed. Being randomly deployed and stationed at various bases has only added to the trouble. Thanks to the advancement of fast internet, there is actually a solution that helps organize your files and have all your files at a moments notice known as online storage.

Some sites require you to login and access the files. However, if you really wanted to do this correctly you would create a network drive to a dedicated server, so all you had to do a was click an icon to access the folders. But this requires a lot of money to make sure you have good server with a fast connection and that was very secure and maintained properly. Well with IBackUp all of your storage needs are finally resolved and you have the ability to secure personal data online while having the ability to access your files easily anywhere!

(Click Here To Read More…)

Over the weekend I was able to get sometime at the paintball courses out here in Thailand. The courses are actually just jungle with some forts and miscellaneous vehicles for reference points. Paintball is a huge hobby for military guys and a great way to hone your military skills. Most bases offer paintball courses, and of course you can always set up your own in your backyard. Today well list out where to get the latest paintball gear online.

Ultimate Paintball Gun Store, obvious by its name, carries a large selection of hot paintball manufactures such as: Tippmann, Spyder, Smart Parts, Dye, Draxxus. The list doesn’t stop there so you can easily compare prices, check out the latest styles, and research extreme paintball gear to find which is best for you.

(Click Here To Read More…)

When someone cancels an order after seeing our proposal, it is usually because they think our price is too high. But our price is incomparable because it includes options not available from another company and we hide no additional charges. I have done this for over 10 years and pioneered shipping computers overseas with nothing down, and low monthly payments. All computers are shipped with a satisfaction guarantee! You have to ask why nobody else will do that? We have shipped 10,000 computers and received back less than 10 computers in the history of our company. 40% of our sales each week are from current customers and their friends.

This is a very impressive fact and should cause you to reflect on 800HighTech as your choice for a computer company

If you have the cash and very good credit you should buy elsewhere. However, everybody else should seriously consider 800HighTech. If you want the facts they are available on the Internet. To begin see the links below. Check it out and you may want to complete your order also:

• Why Buy From 800HighTech
• Price the Only Consideration
• Independent Opinion
• Satisfied Customers
• Satisfaction Guarantee

I am so confident in our deal that if you read these links and do your homework on this but if in then end you choose to finance a computer from another company within 1 month of canceling with 800HighTech, I will personally send you $100*

* This offer is only for qualified prospects with bad credit who buy, finance and accept delivery of a computer from another company within 4 weeks of canceling an order from 800HighTech.

With the new website we are able to expand opportunities for our military customers. 800HighTech has been so successful because of YOU! As many companies know, marketing costs can make you or break your business. 800HighTech receives most of its customers through word-of-mouth and repeat customers. Thus, we have expanded our website to encourage and reward our customers that appreciate our service and refer us customers.

We still have our old system which many of you may be familiar with. For those of you who are not, I’ll explain it real quick. When ever anyone purchases a product from us, we ask them to tell us how they found us. If they select friend and put your name, we will reward you for this. It is just that easy. This is very easy to do and to track. The only catch is you have to make sure your friend puts your name down so we know. Click on the screen shots if you want a bigger of the form.

(Click Here To Read More…)